Credit Saint
|
|
Sign up & save! |
![]() |
Learn More (478) 845-6310 | Read More |
Sky Blue Credit Repair
|
|
Charges $79 setup fee. Monthly fees start at $79. Typical customers see credit score improvement results within 30 days. Offers 90-day money-back guarantee. No cancellation charges. Available nationwide. |
![]() |
Learn More (888) 751-6072 | Read More |
The Credit People
|
|
Offers repair services for bad credit. $79 per month. Could positively affect your credit score within 60 days. Employs certified representatives. Credit solutions available on the company’s website. |
![]() |
Read More | |
Creditrepair.com
|
|
Charges one-time $14.99 fee to pull credit reports. Monthly fee is $99.95. Average credit score improvement results within six months. No money-back guarantee. Cancel account anytime. Available nationwide. |
![]() |
Learn More | Read More |
The Credit Pros
|
|
Setup fees range from $19 to $149. Monthly fees from $19 to $119. No money-back guarantee. Cancel credit repair services any time. Available nationwide. |
![]() |
Learn More (844) 441-1397 | Read More |
Lexington Law
|
|
![]() |
Read More |
You might think bad credit only keeps you from getting a loan or credit card, but it goes further than that. In severe situations, bad credit can leave you homeless and jobless. Still not convinced? Phoenix is ranked 359th for the worst credit score in the U.S. Valley residents score an average of 646, compared to the national average of 675.
Credit repair is essential to:
Getting inaccurate and unverifiable negative information off your credit report is one the fastest ways to improve your credit score. Credit bureaus must respond and resolve a dispute within 30 days. However, some credit issues are more complicated and will take more time.
Phoenix credit repair companies provide customers with several credit restoration services, such as real-time online credit monitoring, identity fraud alerts, debt validation and goodwill letters. A personal case manager or a team of representatives will handle your case.
The credit repair process is quite simple:
Credit repair companies often charge a setup fee plus a recurring monthly fee. During the selection process, you’ll know you’re encountering a scam if a company:
Credit repair services can be beneficial for anyone in Arizona wanting to improve his or her credit score—from not having enough credit history, to fraud, late payments or owing too much relative to income. The best credit repair companies in Phoenix are transparent in their process and upfront about costs.
Credit Saint |
||
Credit Saint assigns a team of specialists to your case that will call once a month to make sure you are on the right track. The company offers a 90-day money-back guarantee if you don’t see inaccurate negative items, like collections and late payments, removed from your credit report. |
![]() |
Learn More (478) 845-6310 |
Sky Blue Credit Repair |
||
Since 1989, Sky Blue Credit Repair has been delivering a user-friendly experience, pinpointing specific actions you can take to raise your credit score. As part of a monthly membership, the company also offers additional services like debt validation, goodwill letters and negotiation guidance. Customers in Phoenix favorably review the company’s knowledgeable staff and quick service. |
![]() |
Learn More (888) 751-6072 |
The Credit People |
||
The Credit People offers low monthly pricing, free credit reports and an Unbeatable Satisfaction Guarantee. With trained and certified representatives handling each case with unique strategic action, The Credit People exceeded customers expectations. |
![]() |
|
Creditrepair.com |
||
Creditrepair.com helps you repair your past by working with bureaus and creditors to ensure that your credit score is reflected accurately. Online reviews of Creditrepair.com are mixed. Some customers reported receiving credit scores up to 85 points higher than their previous one, but others struggled with inconsistent customer service representatives. |
![]() |
Learn More |
The Credit Pros |
||
The Credit Pros offers one-on-one consultations in Phoenix with certified FICO professionals and credit monitoring at no additional cost. The company’s easy-to-read credit reports and personalized score insights help customers understand their credit score and what they can do to improve it. Free consultations are offered. |
![]() |
Learn More (844) 441-1397 |
Lexington Law |
||
Lexington Law offers three credit repair service levels that include real-time fraud protection alerts and access to InquiryAssist to address score-damaging credit report inquiries. However, some customers note poor service and failure to have inaccuracies removed promptly. |
![]() |